Budget estimates
Year 1:
- Initial capitalization of captive: $500,000
- Insurance premiums collected: $200,000
- Operating expenses: $150,000 (includes management fees, administrative costs, actuarial fees, etc.)
- Marketing and outreach: $50,000
- Software development: $100,000
Years 2-5:
- Insurance premiums collected: $250,000 per year
- Operating expenses: $175,000 per year
- Marketing and outreach: $75,000 per year
- Software maintenance: $50,000 per year